Effective Date: September 3, 2024
Business Name: Juan Carlos Ramirez DBA All Insurance Care
Website: https://allinsurancecare.com
Email: jc@allinsurancecare.com
Phone: (210) 352-0371

1. Introduction

At All Insurance Care, we are committed to protecting your privacy. This Privacy Policy explains how we collect, use, and protect your information when you visit our website, interact with our agents, or opt in to receive communications from us.

2. Information We Collect

We may collect the following types of information:

  • Personal Information: Name, email, phone number, address, date of birth, and other personal identifiers.
  • Health & Insurance Details: Information related to your health coverage, income, dependents, or insurance preferences.
  • Communication Preferences: Whether you’ve opted in to receive text messages or emails from us.
  • Device & Usage Data: Browser type, IP address, device info, and time spent on our site.

3. How We Use Your Information

We use your information to:

  • Help you find health, life, and supplemental insurance options.
  • Contact you via SMS, phone, or email regarding your policy or application.
  • Send appointment reminders, plan updates, enrollment notices, or policy changes.
  • Improve our website, services, and marketing efforts.
  • Comply with legal and regulatory requirements.

4. SMS & Email Communications

By opting in to receive messages from us, you agree to the following:

  • Frequency: Message frequency may vary.
  • Message Types: May include informational, transactional, or promotional content.
  • Consent: You may withdraw consent at any time by replying STOP to any text message.
  • Fees: Message and data rates may apply based on your wireless plan.

5. Sharing Your Information

We do not sell your personal information. We may share data only with:

  • Licensed agents or brokers working under All Insurance Care.
  • Insurance carriers or government marketplaces to complete your application.
  • Service providers that help us manage communication or appointment scheduling.
  • Legal or regulatory entities when required by law.

6. Data Security

We implement reasonable technical and organizational safeguards to protect your information, including secure storage, access controls, and encrypted communications.

7. Your Rights

You have the right to:

  • Access and correct your personal data.
  • Request deletion of your information (unless legally required to retain it).
  • Opt-out of marketing communications at any time.

To make a request, email us at jc@allinsurancecare.com.

8. Children’s Privacy

Our services are not directed toward children under 13, and we do not knowingly collect information from anyone under 13.

9. Changes to This Policy

We may update this Privacy Policy periodically. The “Effective Date” at the top reflects the latest version. We recommend checking this page regularly.

10. Contact Us

If you have any questions about this Privacy Policy or your data, please contact:

Juan Carlos Ramirez
DBA All Insurance Care
📧 jc@allinsurancecare.com
đź“ž (210) 352-0371